Transparency
Trustworthy
Timeliness

This is how our clients define us

We provide Transparent operations and Timely capital, making us the Trustworthy financial foundation for thousands of ambitious members.

Chit Fund

Why Choose MYM Chit Fund

We offer reliable and transparent financial solutions tailored to your needs

Secure & Trustworthy

With over 20 years of experience, we ensure your investments are safe and secure with complete transparency.

Competitive Returns

Our chit fund plans offer attractive returns compared to traditional savings options, helping you grow your wealth faster.

Flexible Options

Choose from a variety of chit plans with different durations and amounts to suit your financial goals.

Clear Terms. Clean Deals.

Every transaction is carried out with honesty, transparency, and fairness. We provide complete documentation, clear terms, and maintain a strict no hidden charges or unfair deductions policy.

Designed for Your Dreams

Our chit plans are designed to suit a wide range of financial goals and income groups. Whether you're looking to save, invest, or access funds quickly, we offer solutions tailored to your requirements.

On Time, Every Time

Never miss a chit payment with smart WhatsApp reminders for auctions, dues, and key updates.

About Us

Our journey and commitment to financial excellence

Building Financial Futures Since 2018

MYM Chit Fund Private Limited, headquartered in Bangalore and formally incorporated in 2018, carries a rich legacy of over 25 years rooted in community finance and family-driven trust. What began in 2011 as MYM (Make Your Money) Chits-a small Facebook-based group helping a friend in financial need- grew rapidly through transparency, timely payouts, and word-of-mouth trust. Under the leadership of Mrs. Kalaiarasi Venkataraman, MYM has evolved into a professionally managed, government-recognized chit fund with thousands of satisfied members.

Our heritage dates back to the 1950s, inspired by Late Mrs. Kanniyammal Doraiswamy and Late Mrs. Sharadaambal Adhimulam, making MYM the third generation continuing this financial legacy with modern digital advancements. Today, MYM is known for ethical management, timely settlements, personalized member care, and innovative systems that make saving and borrowing simple, secure, and empowering. At MYM, every member is family—and every plan is designed to help dreams grow.

1792+

Happy Customers

5+

Years of Experience

About Us

Our Chit Plans

Choose the plan that best fits your financial needs

50K

"Pocket-Frindly"
Monthly Contribution: ₹2,500
Tenure: 20 Months
Total Value: ₹50,000
Members: 40

“Little by Little, Big Dreams Come True.”

1Lac

"Goal Getter"
Monthly Contribution: ₹5,000
Tenure: 20 Months
Total Value: ₹1,00,000
Members: 20

“Smart Savings for Smart Goals.”

120K

"Smart Leap"
Monthly Contribution: ₹10,000
Tenure: 12 Months
Total Value: ₹1,20,000
Members: 12

"Intelligent step toward goal."

2Lac

“Wealth Track”
Monthly Contribution: ₹10,000
Tenure: 20 Months
Total Value: ₹2,00,000
Members: 20

"Organized, goal-oriented saving."

3Lac

“Future Boost”
Monthly Contribution: ₹15,000
Tenure: 20 Months
Total Value: ₹3,00,000
Members: 20

"Grow for tomorrow"

5Lac

“Step Forward”
Monthly Contribution: ₹20,000
Tenure: 20 Months
Total Value: ₹5,00,000
Members: 25

"Gradual growth to goals."

10Lac

“Power Fund”
Monthly Contribution: ₹25,000
Tenure: 40 Months
Total Value: ₹10,00,000
Members: 40

"Strong, reliable financial plan."

20Lac

“Power Wealth”
Monthly Contribution: ₹40,000
Duration: 50 Months
Total Value: ₹20,00,000
Members: 50

"Strong financial foundation."

30Lac

“Dream Fund”
Monthly Contribution: ₹60,000
Tenure: 50 Months
Total Value: ₹30,00,000
Members: 50

"Fund your big aspirations."

How It Works

Simple steps to start your chit fund journey

Register

Sign up with your details and complete the KYC process to become a member.

Choose Plan

Select the chit fund plan that best suits your financial goals and budget.

Contribute

Pay your monthly contribution on time through our secure payment gateway.

Win Bid

Participate in the monthly auction to win the pooled amount at a discount.

Chit Fund Calculator

Estimate your returns with our interactive calculator

Calculate Your Returns

Your Estimated Returns

Total Chit Value: ₹100,000
Total Contributions: ₹25,000
Estimated Discount: ₹5,000
Amount You Receive: ₹95,000
Future Contributions: ₹75,000
Effective Interest Rate: 12%

What Our Customers Say

Real experiences from our valued members

"I have been a member of MYM Chit Fund pvt ltd for many years, and I am extremely satisfied with their services. The company is very professional and transparent in their operations, which gives me a lot of confidence in investing with them. The staff is always helpful and responsive to any queries or concerns I have. The returns on my investments have been consistent and rewarding. I highly recommend MYM to anyone looking for a reliable and trustworthy chitfund company."

Customer
Saravana Muthu

Senthil sir CEO of Mym chit fund pvt is a Trustworthy person. Im a chit subscriber in mym chit. They made my dream come true as there immense slogan ie.. make your money [mym] as they said my money got saved and same was utilized for fullfilment of my one of the dream and it is relavent here to express my sincere thanks to senthil sir that what he promise he will fullfill the committment and deeds 100% on time. Once again I wish a heartful thanks to CEO of MYM Chit and your service should continue world wide to make brightness of many lives.

Customer
Arun kumar.S

I and my family members have been investing since 2012, we would highly recommend it for everyone. This is the best and trusted Investment service, they are very transparent with the transactions and bid process, they have 3 generation experience in it. Great work by Senthil Anna, Hats off

Customer
Nethra Anand

MYM Chit Fund has been an exceptional financial partner for me. Their efficient and transparent chit fund model has not only helped me save but also provided opportunities for investments. The team's professionalism and dedication ensure a seamless experience, making MYM Chit Fund a reliable choice for anyone seeking financial stability and growth. Good luck and keep growing.

Customer
Dinesh Kumar

Fully satisfied with their service and cooperation. I am peace of mind with investing here. My financial position improved with help of chit planning and gained more confidence on myself now. I would always like to be connected with MYM on my financial planning

Customer
Vrishabhendra Swamy

I've had an outstanding experience with MYM Chits! Their service is exceptional, and the trust they instill is unmatched. Senthil, has been incredibly kind, helpful, and knowledgeable. He goes above and beyond to provide insights and clarifies any queries promptly. I highly recommend MYM Chits for anyone seeking reliable chit finance services.

Customer
Arya Arun

Have been saving with MYM chit Fund since 2016 and have Had very good experience. Always on time payment and very transparent auction process. Cooperative and caring at all time of needs. I got money exactly when ever I needed without any hazels. From normal home chit they have got all govt registered chits now. Safe and secure feeling.

Customer
Manju Goutham

Since from five years, I am part of MYM chit fund Private limited and I Am Very great full for your timely support and help . Excellent 👌 job by them please do the same needful to those who are interested in your MYM chit fund Private limited, Transperant transaction and clean record is maintained thank you once again.

Customer
Jayamala.B Balamala

"I've been associated with MYM Chit Fund Pvt Ltd for over a decade now, and I can confidently say it has been one of the best decisions for my financial planning. Under the exemplary leadership of Kalaiarasi, this family-run company has thrived for over three decades, a testament to their dedication and integrity. What sets MYM apart is their commitment to transparency and trustworthiness, thanks to Sendhil's innovative embrace of technology. By leveraging modern tools, MYM ensures that every transaction is conducted with utmost clarity, giving me peace of mind in my financial dealings. I've personally benefited immensely from my association with MYM Chit Fund. Whether it's planning for my business ventures or managing personal financial objectives, MYM has been a reliable partner every step of the way. A heartfelt thank you to Kalaiarasi, Sendhil, and the entire team at MYM Chit Fund for their unwavering support and guidance. Here's to many more years of success and prosperity together!"

Customer
Arun Padmanabhan

Frequently Asked Questions

Answers to common questions about chit funds

What is a chit fund?

A chit fund is a type of rotating savings and credit system where a group of people contribute a fixed amount regularly, and through a bidding process, one member receives the pooled amount each cycle. It combines both savings and borrowing elements in a single financial product.

How does MYM Chit Funds ensure security?

MYM Chit Funds is registered under the Chit Fund Act, 1982, and follows all regulatory guidelines. We maintain transparent records, conduct regular audits, and ensure all transactions are properly documented. Our company has been in operation for over 20 years with a proven track record of reliability.

What happens if I miss a monthly contribution?

Timely payment of monthly contributions is crucial for the smooth functioning of the chit fund. If you miss a payment, you may be charged a penalty as per the terms and conditions. We recommend setting up automatic payments to avoid missing contributions.

Can I withdraw from a chit fund before completion?

Yes, you can withdraw from a chit fund before completion, but this is subject to certain conditions and may involve charges. The specific terms depend on the plan you've chosen and the stage of the chit cycle. Please contact our customer service for detailed information.

How is the bidding process conducted?

The bidding process is conducted transparently each month. Members who need the funds submit their bids, and the member offering the highest discount (lowest bid amount) wins the pooled amount for that month. The process is supervised by our authorized personnel and documented properly.

Contact Us

Get in touch with our team for any queries

Get In Touch

Our team is ready to answer your questions and help you choose the right chit fund plan.

Phone

+91 73493 38333

Email

MYMchitfund@gmail.com.com

Send Us a Message